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USDT to naira rate today

See what your USDT is worth in naira right now, at the rate Swapto actually pays.

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1 USDT is worth ₦1,366 on Swapto right now (3:42pm WAT). That's the naira you actually receive when you sell, not a global average. 100 USDT gets you ₦136,647, and 1,000 USDT gets you ₦1,366,470.

USDT to naira conversion table

What you receive at today's rate of ₦1,366 / USDT

USDTNaira you receive
1 USDT
₦1,366
10 USDT
₦13,665
50 USDT
₦68,324
100 USDT
₦136,647
500 USDT
₦683,235
1,000 USDT
₦1,366,470
5,000 USDT
₦6,832,350

How much USDT for a naira amount

Work backwards from the naira you need

Naira you wantUSDT to send
ngn_flag₦10,000
7.32
ngn_flag₦50,000
36.6
ngn_flag₦100,000
73.19
ngn_flag₦250,000
182.96
ngn_flag₦500,000
365.91
ngn_flag₦1,000,000
731.82
ngn_flag₦5,000,000
3,659.07

Why the USDT rate isn't the CBN rate

You'll usually see three dollar rates in Nigeria:

  1. 01

    Official rate (NFEM)

    Set by trading in Nigeria's official foreign exchange market and published by the CBN.

  2. 02

    Parallel-market rate

    What bureau de change operators and street traders charge.

  3. 03

    USDT rate

    USDT trades freely between people and platforms, so its naira price follows open-market demand for dollars. It often sits closer to the parallel rate than the official one.

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Ready to sell your USDT?

Get ₦1,366 for every USDT, paid straight to your bank.

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Frequently Asked
Questions

The rate at the top of this page is Swapto's sell rate for 1 USDT: the naira you receive when you sell. Use the converter for any amount. The app shows the exact naira amount before you confirm a sale.

USDT is designed to stay at about one US dollar, so its naira rate moves mostly with the naira to dollar market, not with crypto prices. When the naira gets weaker or stronger against the dollar, the USDT rate usually moves with it.

The CBN official rate comes from the Nigerian Foreign Exchange Market (NFEM), where authorised dealers trade dollars. Swapto's USDT rate is the naira you receive when you sell USDT on Swapto. They are set in different places, so they are rarely the same number.

Use the table "How much USDT for a naira amount" on this page, or type the amount into the converter. Network fees charged by your sending wallet are separate, so check the amount that arrives in the app before you sell.

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