Paid to your bank in 5 to 10 minutes.
Philip Chukwudi
Account funded successfully 🎉
Sarah Williams
Deposit successful đź’°
Tobi Adeyemi
Payment received ⚡
One app. Unlimited
possibilities
No matter where life takes you, your money follows.
Save
Store crypto, stablecoins, and fiat, and earn rewards.
Swap
Convert Bitcoin, Ethereum, and Tether into naira at a rate shown upfront.
Spend
Use your crypto or cash to pay bills, airtime and data
You earned it.
Why are you still
waiting for it?
With Swapto you don't have to be stuck waiting for
your vendor. Or worry about P2P scams.
Handle your life with your
crypto
Cash out anytime
Crypto to Naira in 5 to 10 minutes, straight to your account.
Auto-sell
Turn it on and every deposit becomes naira the moment it lands in your wallet.
Handle the bills
Cable, electricity, internet, whatever's due. Sorted from your crypto.
Virtual cards
Coming soon. Spend straight from your crypto, anywhere cards are accepted.
Money the way it should be
Freedom feels even better when it pays you back and you keep more of your money.
Download the app
Every swap safe
Bank-level security and OTP on every move.
Money in minutes.
Swaps land fast. In, out, done, no long wait.
Easy from the first swap.
If you can send a text, you can easily make a swap.
Your money, locked down.
Encrypted end to end
Military-grade security protocols
Two-Factor Authentication
Extra layer of account protection
Fraud watch, always on
AI-powered threat monitoring
Support that answers
9am to 9pm, every day
Learn, Grow & Earn with Swapto
Learn more
Emmanuel Tijani ·
How Nigerians Abroad Send Money Home with Crypto in 2026: Three Real Stories
The rules changed on 1 May 2026. The Central Bank of Nigeria instructed all International Money Transfer Operators (IMTOs), including Western Union, MoneyGram, Remitly and other licensed operators, to pay out remittances only in naira, at the official rate set by the Bloomberg BMatch rate. The Bloomberg BMatch rate is the foreign exchange (FX) spot […]
Dtunes is Now Swapto: The Rebrand Explained
Dtunes has rebranded to Swapto. Same app. Same account. Same 5-10 minute payouts to your Nigerian bank. If you were a Dtunes user, you don’t need to do anything. Just update the app when you see the prompt. But if you’re wondering why the name changed and where we’re going next, this post is for […]
Emmanuel Tijani ·
How to Receive Crypto from a Foreign Client in Nigeria (2026): The Complete Workflow
Last Tuesday, Tomi, a frontend developer in Lagos got the message every Nigerian freelancer hopes to see, his US client wrote “Share your USDT wallet address and the network. I’ll send the first 50% today.” To Tomi, that was a real client. The project was real, and the money was real. The problem now is […]
