Crypto
made easy for everyone

Receive and hold crypto, then swap it to naira whenever you are ready.

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Cryptocurrency rates in Nigeria today

Looking to cash out your crypto? We've got the latest sell rates for crypto in Nigeria right now.

Sell Crypto for Naira

Crypto AmountYour Payout

How much is $100 Bitcoin in Naira?₦131,938

How much is $100 Ethereum in Naira?₦131,938

How much is $100 Tether in Naira?₦134,438

How much is $100 Litecoin in Naira?₦131,938

How much is $100 BNB in Naira?₦131,938

How much is $100 USD Coin in Naira?—

How much is $100 Tron in Naira?₦130,938

Use your crypto
like
real money

Whether you’re sending money to friends, buying airtime, or cashing out earnings, Swapto makes it effortless

Receive crypto from any wallet

Convert to fiat when needed

Withdraw to your local account

Manage it all in one simple app

Incoming Transfer from
Sharon

+ 93BTC

Incoming Transfer from
Marcus

+ 45ETH

Swap to naira

Swap Bitcoin, USDT, Ethereum, BNB and more to naira, and see the amount before you confirm.

Move Tokens Securely

Send and receive stablecoin within Swapto easily. Withdraw or deposit across wallets with full transparency. No middlemen. No complex steps

Auto-sell, if you want it

Turn on auto-sell and each deposit becomes naira the moment it is credited, with nothing to tap.

Pay bills from naira

Swap to naira, then pay for airtime, data, electricity and TV without leaving the app.

Your Portfolio. Your Rules

Manage and monitor all your assets in one place. Protect them with biometric verification, and withdraw securely.

Your choice

Hold until
you are ready

Keep your crypto in your wallet for as long as you like. Swap it when the rate suits you.

Safe, simple & always on

Every transaction is verified, protected, and traceable. Your assets stay secure while you stay in control

Frequently Asked
Questions

Swapto is a global platform for selling cryptocurrency and paying bills. Sell Bitcoin, USDT, Ethereum, Tron, Litecoin, and other coins for naira, with payment landing in your Nigerian bank account 5 to 10 minutes after you sell. You can also use your naira balance to top up airtime and data, and pay for electricity, DSTV, GOtv, and Startimes subscriptions. Swapto was formerly known as Dtunes.

Download the Swapto app from Google Play or the App Store. Complete a quick BVN verification in about 5 minutes. Send crypto to your Swapto wallet using the network shown in the app. Once confirmed, sell it for naira at the live rate and withdraw the naira to your linked Nigerian bank account in 5 to 10 minutes.

You can sell Bitcoin (BTC), Tether (USDT), Ethereum (ETH), Tron (TRX), Litecoin (LTC), BNB, USD Coin (USDC), and other popular coins. Each coin has its own deposit address inside the app. Always match the network shown in the app when sending from an external wallet.

Network confirmation times vary by coin. USDT on TRC-20 is typically the fastest, with 2 to 5 minute confirmation times, while Bitcoin may take 10 to 20 minutes. Once you sell, the naira lands in your Nigerian bank account 5 to 10 minutes after you sell. Airtime, data, and bill payments happen within seconds.

Swapto pulls live crypto prices from major exchanges and combines them with the current USD to naira parallel market rate. The rate you see when you confirm a trade is the exact rate that applies.

Yes. Swapto operates within Nigeria's regulatory framework through a licensed partner. We use bank-grade encryption, two-factor authentication, and BVN verification to protect accounts. The Central Bank of Nigeria lifted its 2021 crypto banking restriction in December 2023.

Every major Nigerian bank works, including GTBank, Access, UBA, Zenith, First Bank, Fidelity, Sterling, Union, Wema, and Ecobank. Digital banks such as Opay, PalmPay, Kuda, Moniepoint, VBank, and FairMoney are also supported. If the bank accepts NIBSS instant transfer, Swapto can pay it.

You can pay for electricity across Nigerian DISCOs, including Ikeja Electric, EKEDC, AEDC, and PHED. You can also pay for DSTV, GOtv, and Startimes, as well as top up airtime and mobile data on MTN, Airtel, Glo, and 9mobile. Payments and top-ups deduct from your naira balance after selling crypto.

Before you confirm a sale, the app shows the exact naira amount you will receive. Network fees charged by your sending wallet are separate and are paid to the network.

Yes. Complete BVN verification inside the app under Profile and Verification. Verification takes about 5 minutes and is required by Nigerian regulations. Unverified accounts have a ₦500,000 cumulative trade limit, while verified accounts unlock unlimited trade volume.

Yes. Your referral link is in the app, and the current rewards and rules are shown there.

You can contact Swapto support on WhatsApp at +234 811 337 2579 for the fastest response during business hours, email support@useswapto.com, or use the live chat available inside the app. Support typically responds on WhatsApp within 10 to 30 minutes during business hours.

Crypto
made easy for everyone

Cryptocurrency rates in Nigeria today